HUNDITerminal

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Transaction · USD/INR · BUY

Finalized

44c16717…

Notional (USD)

10,000.00 USD

Notional (INR)

832,208.00 INR

Price (INR per USD)

83.2208

Smart Escrow chain

XRPL EscrowCreate locks funds on-chain. EscrowFinish releases them after the FinishAfter window — the OfferSequence is the cryptographic link between the two transactions.

  1. Locked · EscrowCreate

    2026-05-15 15:39:22Z

  2. Lock window · FinishAfter 5s

    2026-05-15 15:39:27Z

    Funds are reserved on-chain. EscrowFinish becomes valid only after this window elapses — XRPL enforces it.

  3. Released · EscrowFinish

    2026-05-15 15:39:40Z

    tx hash216EF484DDA7B8C3E47F01C234C9DF6DD3C37ED7DA745EBE9EFD590C915787C3

    offer sequence17172935 (matches EscrowCreate — cryptographic link)

  4. Cancel safety · CancelAfter 600s

    2026-05-15 15:49:22Z

    Not used — escrow finished cleanly. Funds would have auto-refunded if EscrowFinish hadn't landed before this deadline.

Identifiers

Quote id
2ca2d604-3d79-4e26-a00b-9d993a07e04b
RFQ id
63b66746-8c76-4db6-ae65-2cada26156a5
Accepted by
did:hundi:test:smoke-3e14a1b1-ebc2-4814-9107-b3314d9a5336
Book version
4208878

Sanctions screening · PRD §12.4

Originator + beneficiary screened against OFAC SDN, UN, EU, India MEA / UAPA, and GCC consolidated lists before EscrowCreate. A hit on either leg blocks settlement — funds never lock.

Provider
mock/v1
Result
clear
Screened at
2026-05-15T15:39:16.660Z
Originator
clear
ref mock-44c16717-75f1-45bc-abd4-8e68a4b59f3b-originator
Beneficiary
clear
ref mock-44c16717-75f1-45bc-abd4-8e68a4b59f3b-beneficiary

On-chain ACL · PRD §12.1 · XLS-70 DepositAuth + Credentials

Beneficiary-side gate at EscrowFinish payout. rippled's verifyDepositPreauth requires the destination to have enabled asfDepositAuth and to have listed our credential type via DepositPreauth. The Hundi settlement worker threads its accepted CredentialIDs into every EscrowFinish so the gate runs at the protocol layer — settlement physically cannot complete to a non-credentialed destination.

Policy mode
Required
CredentialIDs presented
D29B73DF2A1D1DF0B46406F359610AAE566D5BBE4B0B966D62BC1F2E99939A46

Compliance · IVMS101 + ZK selective disclosure

The IVMS101 packet hash and ZK proof hash are anchored on-chain inside the EscrowCreate memos. Full packet content — including KYC'd identity for any registered principal — lives in the audit chain (S3 Object Lock, 10-year retention) and is selectively disclosed to regulators on demand.

Counterparty identity · Trust Registry (PRD §12.1)

Originator

KYC verified

Hundi Smoke Entity 93afaa9b

AE· verified 2026-05-15

did:hundi:0x818540b78f3d3723b2c1a627838f8f7901c2f1238b4c8d42f2714a824ab7b04d

Beneficiary

placeholder

did:hundi:test:beneficiary-pending

Trust Registry record not present — falls through to v0 stub identity.

IVMS101 (Travel Rule)

Version
2.0.0
Packet hash
AD63B0CB414F0B4A43B99E0AB3D9AFFB9F4433C15ABF57F04EFC6E50B6FB71E5
Originating VASP
Hundi UAE OpCo (placeholder)· AE-AD
Beneficiary VASP
Hundi India OpCo (placeholder)· IN

ZK selective disclosure (PRD §12.5)

Version
v1-real-facts
Proof hash
211B222F6B6C011AFB80C4C0F7D2148AA554CE80FCB84B2CFBBCEA9B1922F5BF
  • VASP verifiednot verified
  • Not sanctionedverified
  • Within tolerancenot verified
  • AML score OKverified
  • Travel Rule exchangednot verified
  • Currency pair approvedverified

Audit chain

Append-only entries from the gateway and settlement worker. Each row corresponds to a regulator-visible event. Replicated to S3 with Object Lock (10y) for tamper-evident archival.

  1. quotes.created2026-05-15T15:39:16.252Z

    request_id req_mp731u2q_u25mit8i

  2. engine.quote_committed2026-05-15T15:39:16.257Z

    request_id req-5

  3. quotes.accepted2026-05-15T15:39:16.497Z

    request_id req_mp731u9v_mevnife9

  4. transactions.submitted2026-05-15T15:39:27.083Z

    request_id worker:hundi-dev-settlement:44c16717-75f1-45bc-abd4-8e68a4b59f3b

  5. transactions.finalized2026-05-15T15:39:40.031Z

    request_id worker:hundi-dev-settlement:44c16717-75f1-45bc-abd4-8e68a4b59f3b

  6. gateway.settlement_event.received2026-05-15T15:39:40.042Z

    request_id worker:hundi-dev-settlement:44c16717-75f1-45bc-abd4-8e68a4b59f3b